North West | England | Unitary authority
Council Tax Bands in Cumberland 2026/27
Band D 2026/27
£2,511.32
+£117.42 (+4.9%) vs 2025/26
Full band A to H council tax rates for Cumberland from 1 April 2026.
Quick answer
Council tax bands in Cumberland for 2026/27 run from £1,674.21 (Band A) to £5,022.64 (Band H), with the Band D reference rate set at £2,511.32 (up 4.9% on 2025/26). All eight bands (A to H) are fixed fractions of Band D; the full rate table with monthly figures is below.
Band A to H Rate Table - Cumberland 2026/27
| Band | Annual rate | Monthly (10 mths) |
|---|---|---|
| ABand A | £1,674.21 | £167.42 |
| BBand B | £1,953.25 | £195.33 |
| CBand C | £2,232.28 | £223.23 |
| DBand D | £2,511.32 | £251.13 |
| EBand E | £3,069.39 | £306.94 |
| FBand F | £3,627.46 | £362.75 |
| GBand G | £4,185.53 | £418.55 |
| HBand H | £5,022.64 | £502.26 |
Source: Council Tax levels set by local authorities in England: 2026 to 2027, Ministry of Housing, Communities and Local Government (Accredited official statistics). Table 9 (area council tax by band) and Table 10 (local authority level data). Snapshot: 2026-27 tables, published 25 March 2026. Published under the Open Government Licence v3.0. Monthly figures are the annual rate divided over the standard 10-instalment plan and the 12-month direct debit option.
What Makes Up the £2,511.32 Bill
A Band D bill in Cumberland is not one charge. It is 3 separate charges set by 3 different bodies and collected together. The largest is Cumberland at £2,069.24, which is 82% of the total. Of the billing authority's own share, £38.15 is the adult social care precept added for 2026/27 (2% of last year's Band D).
| Charged by | Band D element | Share of bill |
|---|---|---|
| Cumberland | £2,069.24 | 82.4% |
| Cumbria PFCC - Police | £338.94 | 13.5% |
| Cumbria PFCC - Fire | £103.14 | 4.1% |
| Total Band D | £2,511.32 | 100% |
Registry Record for Cumberland
ONS code
E06000063
MHCLG E-code
E0901
Authority type
Unitary authority
Tax base 2026/27
93,883
Assumed collection rate
98.50%
Parishes in area
123
Parishes setting a precept
122
Band D rank in England
Registry snapshot
25 March 2026
Cumberland is a unitary authority in the North West. Its 2026/27 tax base for setting council tax is 93,883 Band D equivalent dwellings, calculated on an assumed collection rate of 98.50%. 122 of the 123 parish or town councils in the area set their own precept for 2026/27, so households in those parishes pay slightly more than the area figures shown here. Its Band D rate is 87th highest of 296 in England, so see how Cumberland compares with the cheapest and most expensive councils in the UK or the rest of the North West.
Year-on-Year Change
Band D 2025/26
£2,393.90
Band D 2026/27
£2,511.32
Annual increase
+£117.42 (+4.9%)
Cumberland's Band D rate increased by £117.42 (4.9%) in 2026/27 compared with the previous year. This is within the 5% that an English social care authority can add for 2026/27 without a local referendum (a 3% core limit plus a 2% adult social care precept).
Cumberland Against the Rest of the North West
Across the 35 billing authorities in the North West, Band D for 2026/27 runs from Wigan at £2,152.68 to Liverpool at £2,673.59, a spread of £520.91. The regional mean is £2,483.22, so Cumberland sits £28.10 above it. See the full North West table.
Closest North West authorities by Band D
| Council | Band D 2026/27 |
|---|---|
| Blackpool | £2,513.22 |
| Westmorland and Furness | £2,507.99 |
| Cheshire West and Chester | £2,517.33 |
| Lancaster | £2,503.19 |
| Rossendale | £2,519.97 |
| Wirral | £2,500.59 |
How Band Rates Are Worked Out in Cumberland
Like every billing authority, Cumberland sets a single Band D rate each year. All other bands are then calculated as fixed fractions of that rate, set nationally by central government. The fractions are expressed in ninths:
| Band | Fraction of Band D | Calculation | 2026/27 rate |
|---|---|---|---|
| Band A | 6/9 | £2,511.32 x 6/9 | £1,674.21 |
| Band B | 7/9 | £2,511.32 x 7/9 | £1,953.25 |
| Band C | 8/9 | £2,511.32 x 8/9 | £2,232.28 |
| Band D | 9/9 | Baseline rate | £2,511.32 |
| Band E | 11/9 | £2,511.32 x 11/9 | £3,069.39 |
| Band F | 13/9 | £2,511.32 x 13/9 | £3,627.46 |
| Band G | 15/9 | £2,511.32 x 15/9 | £4,185.53 |
| Band H | 18/9 | £2,511.32 x 18/9 | £5,022.64 |
Contact Cumberland Council
For billing enquiries, payment arrangements, discounts, or to report a change in your circumstances, contact Cumberland Council directly.
Cumberland Council council tax pageArea Band D incl. police and fire precepts, per GOV.UK Table 9 (2026-27 release, MHCLG, 25 Mar 2026). Unitary authority created in April 2023 from the former Allerdale, Carlisle and Copeland districts, covering Carlisle, Workington and Whitehaven (Westmorland and Furness is the separate new unitary for south Cumbria); the area is largely parished, so most bills add a town or parish precept on top of this average.
Related Guides
Cumberland Council Tax: Frequently Asked Questions
How much is Band D council tax in Cumberland for 2026/27?
How much is council tax Band A in Cumberland for 2026/27?
How much is council tax Band B in Cumberland for 2026/27?
How much is council tax Band C in Cumberland for 2026/27?
How much is council tax Band E in Cumberland for 2026/27?
How much is council tax Band F in Cumberland for 2026/27?
How much is council tax Band G in Cumberland for 2026/27?
How much is council tax Band H in Cumberland for 2026/27?
What are all eight council tax bands in Cumberland?
How much did council tax rise in Cumberland this year?
Where does council tax in Cumberland actually go?
Is council tax in Cumberland higher or lower than the rest of the North West?
When do I pay council tax to Cumberland Council?
What discounts are available on council tax in Cumberland?
How do I check my council tax band in Cumberland?
Figures are the 2026/27 tax year, in force from 1 April 2026, as published by MHCLG on 25 March 2026. The 2027/28 tables are due in spring 2027.